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Buy-to-Let rental rates reduced and other criteria changes across all products

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Advance notice of product withdrawals, changes to refinancing, maximum finance and Home Finance Countries Checklist

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Electronic ID checks introduced and process improvements

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HPP product rates reduced, and 90% FTV & 2 year HPP products reintroduced

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Change to HMO and MUFB valuation fees

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Change to the finance Offer validity period and application packaging process

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Maximum FTV levels & finance increased, change to Offer validity period and other criteria changes

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Change to our Standard Variable Rate

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Temporary office closure - Monday, 25 September

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Home Purchase Plan products in Wales reintroduced and minor change to lease terms for all product Offers